PFSG
Fix and Flip Rehab Loan Programs
We offer many Fix and Flip Rehab Loan and Bridge Loan programs for new and experienced Real Estate Investors seeking Hard Money funding nationwide. Below is an overview of some of our top programs. PFSG is a nationwide hard money / commercial lender with the flexibility to offer programs for new and experienced real estate investors.
​
​
​​
Fix and Flip Rehab Loan: 90% Purchase / 100% Rehab / Core 1
Up to 90% of purchase and 100% of rehab based on experience, credit and location.
12 to 24 Month Term
Monthly Interest Only Payments rolled into the Loan
Maximum Loan Amount is 75% of ARV
Credit Score Minimum 600 Experienced Investors
Credit Score Minimum 660 New Investors
$100,000 Minimum Loan and Minimum Purchase Price
$4,000,000 Maximum Loan Amount
No Income Documents
No Source or Seasoning of Assets
Heavy Rehab / Same Terms
Up to $10,000,000 Credit Facility
Fix and Flip Rehab Loan: 85% Purchase / 100% Rehab / Core 2
Up to 85% of Purchase and 100% of rehab based on experience, credit, number of units
12 to 18 Month Term
Monthly Interest Only Payments
Maximum Loan Amount is 70% of ARV
660 Credit Score Minimum 3+ exits
No Income Docs
No Heavy Rehab
Credit Facility is 4 to 5 times liquidity
700 Credit Score Minimum Less than 3 exits
$75,000 Minimum Loan Amount
$50,000 Minimum Purchase Price
$2,000,000 Maximum Loan Amount
PFSG
Fix and Flip Rehab Loan: 85% Purchase / 100% Rehab / Core 3
Up to 85% of Purchase and 100% of Rehab based on experience, credit, number of units and location.
12 – 18 Month Term
Monthly Interest Only Payments
Maximum Loan Amount: 70% of ARV
650 Credit Score Minimum
700 Credit Score Minimum for Maximum Leverage
$100,000 Minimum Loan Amount
$50,000 Minimum Purchase Price (per unit)
$2,000,000 Maximum Loan Amount
1 to 20 units
No Income Docs
1 Month Source and Seasoning
Heavy Rehab Options
PFSG
80% Bridge Loan / No Rehab / Core 4
Up to 80% Purchase, Rate & Term, or Cash out Bridge Loan with no Rehab based on experience and location.
12 – 24 month term
Monthly Interest Only Payments rolled into the loan
680 Minimum Credit Score
$100,000 Minimum Purchase Price and Minimum As Is Value
$100,000 Minimum Loan Amount, 1-4 units
$4,000,000 Maximum Loan Amount, 1-4 units
up to 80% LTV Purchase, 1-4 units
up to 80% LTV Rate & Term Refinance, 1-4 units
up to 70% LTV, 1-4 units
5+ Units 75% Max LTV Stabilized (Core 4)
5+ Units 65% Max LTV Vacant (Core 4)
5+ Units Minimum Loan Amount $250,000
5+ Units Minimum Value per unit is $50,000
